frost checking accounts / frost premium account
Frost Premium Account
To reward clients who entrust us with significant balances, we offer the Frost Premium Account to accompany your private banking relationship.
Open at a nearby locationmonthly service charge
monthly service charge
when you meet the following:
- $250,000 combined average daily balances of personal deposit and investment accounts* you own.
- If the $250,000 combined average daily balance requirement is not met for three consecutive statement cycles, the account will automatically convert to a Frost Personal Account.
* Qualifying investment and trust accounts are offered through Frost Brokerage Services, Inc., Member FINRA/SIPC, Frost Investment Services LLC, a registered investment adviser, and Frost Wealth Advisors, and include personal accounts, 529 plans, and revocable grantor personal trust accounts. Retirement and employee benefit plan investment accounts do not qualify.
Benefits that reward your relationship
- A dedicated Frost private banker to help manage your whole financial life
- No ATM fees from Frost when you’re traveling and using non-Frost ATMs, plus up to $15 refund per statement cycle of ATM owner fees when using a non-Frost ATM
- No wire transfer, overdraft or other miscellaneous fees
- Access to more than 1,700 ATM locations and 180+ Frost financial centers
- Unlimited personal checking, savings and money market accounts with no monthly service charge
More than just a banker, an advocate
With a Frost private banker in your corner, you get a seasoned professional to help manage your financial life.
Why Frost?
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.
Easy access to your money
From ATMs at H-E-B and Circle K to financial centers across the state, we’ll never come between you and your money.
Providing peace of mind
Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more at ease that you can monitor your own money.
Is there a word for a fourteen-peat?
Our loyal passionate customers mean everything to us, and thanks to them, Frost has received the J.D. Power Award for "Most Satisfying Consumer Banking Experience in Texas" — 14 years in a row.
For J.D. Power 2022 award information, visit jdpower.com/awards.
It's about getting you the best savings interest rates.
Interest rates continue to rise and we keep working quickly to pass those rates on to you. At Frost, having higher savings interest rates is a priority for us. It's one of the many ways we put our customers first and help them grow financially.
Get your hands on your direct deposits up to two days earlier
We're making direct deposits available up to two days earlier in any Frost personal checking account. So whether you're paying bills or building savings, you're worrying less and doing more with what's yours. We post qualifying direct deposits throughout the day as we receive notification the payment is coming in.
Say goodbye to fees on overdrafts of $100 or less
We're making direct deposits available up to two days earlier in any Frost personal checking account. So whether you're paying bills or building savings, you're worrying less and doing more with what's yours. We post qualifying direct deposits throughout the day as we receive notification the payment is coming in.
Save for every little thing. And big things, too.
Open unlimited personal Frost Savings Accounts with no monthly service charge. Separate accounts for each goal makes it easier to track your progress as you save for a new car, dream vacation or build up your emergency fund.
Get quick access to your funds
When you deposit money by 9 pm CT it will be available for bills, shopping or whatever you need generally the next business day.
Settle up or get paid. Instantly.
If you’ve got their email address or mobile number, you can send, request or receive money from friends or family with Zelle®. No matter who they bank with.*
* Must hold a U.S. bank account and email or mobile number.
Stay ahead of fraud
With customizable Debit Card Alerts, you’ll hear from us if a transaction on your account looks suspicious.
See what our customers say about us
When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. Don’t take our word for it. Here’s what our customers have to say about us.
